I've never heard anyone talk about this before so I'm wondering if we're just special or it's just not talked about.
This makes our third year in this house and every year the mortgage payment gets lower and around this time we get an escrow check from our mortgage company. This year it was $158. We're now paying a $100 less every month on our mortgage then we started out three years ago.
(We have the opposite of this!)
Is this normal????